Unlike AFL and NRL, the majority of soccer leagues do not have finals at the end of the season. However, there are certain leagues and competitions that are structured in a finals format. This includes A-League Finals, UEFA Champions League Knockout stages and Europa League Knockout stages.
All soccer bets are settled on the result at the end of 90 minutes including stoppage time unless specifically stated otherwise in the market description, this is where the markets such as to qualify, lift the trophy, or to win the tie will all include extra time and penalties in the settlement.